HOME BUYING SEMINAR 2014 SERIES
MarylandSeminar.com
Isn't it about time you had a home?    Isn't it about time you KNEW your credit? 
Isn't it about time you had the American Dream?   
If you said YES to any of these, then don't miss our Seminars! 
SCROLL DOWN, AND CLICK ON THE EVENT TO REGISTER.
    Next Seminar August 9, 2014  -- CLICK HERE TO RESERVE A FREE SEAT   

Click here to see our OUR EDUCATORS
Schedule of upcoming educational seminars

DATE TIME SPECIAL SPEAKER

LOCATION

EVENT


SATURDAY,
Sept 6, 2014

9:30AM-11:30am

Sign up NOW!
 

Keller Williams Realty Office
1850 York Road, Suite K
Timonium, MD 21093


MINI-WORKSHOP CLASS

FREE EVENT
BALTIMORE/TOWSON METRO

1st Time Home Buyer Seminar
How to Buy Your First Home; The Entire Process - From Home Shopping, Financing, to Settlement
Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 
 

SATURDAY
August 9, 2014

 

9:30-11:30am

Sign up NOW!


Keller Williams
American Premier Realty
2021b Emmorton RD, Ste 110
Bel Air, MD 21015
**HARFORD COUNTY**
FREE EVENT
1st Time Home Buyer Seminar
How to Buy Your First Home Now
INCENTIVES - Down Payment Assistance up to $15,000
Free Refreshments

SATURDAY,
Rescheduled

9:30AM-11:30am

 
  • Joanna Chaffee, Keller Williams

  • David Ratti, Embrace Home Loans

  • Tasha Linton, North American Title

 

Keller Williams Realty Office
1850 York Road, Suite K
Timonium, MD 21093


MINI-WORKSHOP CLASS

FREE EVENT
BALTIMORE/TOWSON METRO

1st Time Home Buyer Seminar
How to Buy Your First Home; The Entire Process - From Home Shopping, Financing, to Settlement
Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

SATURDAY,
June 7, 2014

9:30AM-11:30am

Sorry,
Seminar Full
Joanna Chaffee of Keller Williams Excellence Realty  

Keller Williams Realty Office
1850 York Road, Suite K
Timonium, MD 21093


MINI-WORKSHOP CLASS

FREE EVENT
BALTIMORE/TOWSON METRO

1st Time Home Buyer Seminar
How to Buy Your First Home; The Entire Process - From Home Shopping, Financing, to Settlement
Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 
 

SATURDAY
May 17, 2014

 

9:30-11:30am


Michele McCartin, Tim Langhauser, and David Ratti

Keller Williams
American Premier Realty
2021b Emmorton RD, Ste 110
Bel Air, MD 21015
**HARFORD COUNTY**
FREE EVENT
1st Time Home Buyer Seminar
How to Buy Your First Home Now
INCENTIVES - Down Payment Assistance up to $15,000
Free Refreshments

SATURDAY,
April 26, 2014

9:30AM-11:30am

 
Tom Evans and
Aidan Jones
RE/MAX Advantage
Realty Office

729 E Pratt Street
Baltimore, MD 21202
FREE EVENT
BALTIMORE- INNER HARBOR

1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments

SATURDAY,
April 19, 2014

9:30AM-11:30am

Sorry,
Seminar Full
Stacy Patterson & Joanna Chaffee of Patterson Team Homes Keller Williams Realty Office
1850 York Road, Suite K
Timonium, MD 21093


MINI-WORKSHOP CLASS
FREE EVENT
BALTIMORE/TOWSON METRO

1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

Saturday

March 22, 2014

 

9:30-11:30am

Sorry,
Seminar Full

Aprile Crawford
and David Ratti
Owings Mills
Brookside Commons
CLUBHOUSE

4810 Coyne Rd
Owings Mills, MD 21117
NEW **Owings Mills Location**
FREE EVENT
1st Time Home Buyer Seminar
How to Buy Your First Home Now
INCENTIVES - Down Payment Assistance up to $15,000
**Special New Home Showcase**
Free Refreshments
 

Saturday March 8, 2014

 

9:30-11:30amSorry,
Seminar Full


Michele McCartin, Tim Langhauser, and David Ratti

Keller Williams
American Premier Realty
2021b Emmorton RD, Ste 110
Bel Air, MD 21015
NEW **HARFORD COUNTY**
FREE EVENT
1st Time Home Buyer Seminar
How to Buy Your First Home Now
INCENTIVES - Down Payment Assistance up to $15,000
Free Refreshments

Saturday
Feb 22, 2014
 

9:30am-11:30am

 

Beth Quigley and
Fred Golding

RE/MAX FIRST CHOICE
1201 Eastern BLVD
Essex, MD 21221
NEW LOCATION - BALTIMORE EASTSIDE
FREE EVENT
1st Time Home Buyer Seminar
How to Buy Your First Home Now
INCENTIVES - Down Payment Assistance up to $15,000
Free Refreshments

SATURDAY,
Jan 25, 2014
 

9:30AM-11:30am

Sorry,
Seminar Full


David Ratti and
Stacy Patterson
Bill Bateman's Bistro
9629 Belair Rd.
Baltimore, MD 21236

 

BALTIMORE METRO AREA
Free Event

1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
Bateman's Lunch Served! 
 

Tuesday 12/17/13

Evening Special

 

6pm-8pm

David Ratti,
Market Leader
EMBRACE HOME LOANS OFFICE
2205 York Road, Suite 11
The Embrace Building
Timonium, MD 21093
(Across from MD State Fairgrounds)
FREE EVENT
BALTIMORE COUNTY

1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

SATURDAY,
Dec 7, 2013

10am-Noon

 
Tom Evans and
Charles Pratt
EMBRACE HOME LOANS OFFICE
2205 York Road, Suite 11
The Embrace Building
Timonium, MD 21093
(Across from MD State Fairgrounds)

 
BALTIMORE CITY/COUNTY
1st Time Home Buyer Seminar
Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

SATURDAY,
Nov 16, 2013
 

9:30AM-11:30am

Sorry,
Seminar Full

David Ratti and
Stacy Patterson

 EMBRACE HOME LOANS OFFICE
2205 York Road, Suite 11
The Embrace Building
Timonium, MD 21093

(Across from MD State Fairgrounds)
 

FREE EVENT
BALTIMORE COUNTY

1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

TUESDAY,
October 22, 2013
6pm - 7:30pm

 
David Ratti and
Stacy Patterson
Embrace Home Loans Office
2205 York, RD Ste 11

The Embrace Building
Timonium, MD 21093
Special Evening Session
MINI-WORKSHOP CLASS
FREE EVENT
BALTIMORE METRO

1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

SATURDAY,
Sept 28, 2013
9:30AM-11:30am

Sorry,
Seminar Full
David Ratti and
Stacy Patterson
Keller Williams Excellence Realty
1850 York Road, Suite K
Timonium, MD 21093

MINI-WORKSHOP CLASS
FREE EVENT
BALTIMORE METRO

1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

SATURDAY,
June 15, 2013
9:30AM-11:30am

 
David Ratti and Stacy Patterson Keller Williams Excellence
1850 York Road, Suite K
Timonium, MD 21093

MINI-WORKSHOP CLASS
FREE EVENT
BALTIMORE METRO

1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

SATURDAY,
May 18, 2013
9:30AM - 11:30am

 
David Ratti &
Stacy Patterson
Keller Williams Excellence
1850 York Road, Suite K
Timonium, MD 21093

MINI-WORKSHOP CLASS
BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance up to $15,000
FREE Refreshments! 

SATURDAY,
May 4, 2013
9:30AM - 11:30am

 
David Ratti &
Kim Coby
Embrace Home Loans,
The Embrace Building, Timonium
, MD
2205 York Road, Suite 11
Timonium, MD 21093
(Corner of York & Green Meadow
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW

Incentives, Down Payment Assistance - up to $15,000
FREE Refreshments! 

SATURDAY,
Feb. 2, 2013
9:30AM - 11:30am

 
David Ratti &
Stacy Patterson
Keller Williams Excellence
1850 York Road, Suite K
Timonium, MD 21093

MINI-WORKSHOP CLASS
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW

SPECIAL DISCUSSION ON CityLIFT
 $15,000 Down payment Grant
FREE Refreshments! 

SATURDAY, December 1, 2012
 
9:30AM - 11:30am

Sorry,
Seminar Full

 David Ratti &
Stacy Patterson
Keller Williams Excellence
1850 York Road, Suite K
Timonium, MD 21093
WORKSHOP CLASS
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000

INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments! 

SATURDAY
Nov 17, 2012

9am-12 noon
 Michael Adamez and Robert Coursey Embrace Home Loans, The Embrace Building, Timonium
2205 York Road, Suite 11
Timonium, MD 21093
(Corner of York & Green Meadow)
BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000

INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments!
 

TUESDAY,
Oct, 2, 2012

6pm - 8pm
 Michael Adamez and Robert Coursey Embrace Home Loans, The Embrace Building, Timonium
2205 York Road, Suite 11
Timonium, MD 21093
(Corner of York & Green Meadow)
BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000

INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments!
 

SATURDAY, Sept. 22, 2012
 

9:30AM - NOONSorry,
Seminar Full
 David Ratti,
Branch Manager
Embrace Home Loans, The Embrace Building, Timonium
2205 York Road, Suite 11
Timonium, MD 21093
(Corner of York & Green Meadow)
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000

INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments! 
TUESDAY,
JUNE 12, 2012

6:00 - 8:00pm
Michael Adamez Cockeysville Library

9833 Greenside Drive
Cockeysville, MD 21030

BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000
INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments! 
THURSDAY,
June 7, 2012

 


6:30 - 8:30 pm
Michael Adamez
 
Cockeysville Library

9833 Greenside Drive
Cockeysville, MD 21030
BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000
INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments! 
SATURDAY,
April 28, 2012
9:30am - NOONOnly 10 Seats Left Michael Adamez and
Liz Dannatel
North Carroll Branch Library
7255 Hanover Pike Hampstead, MD 21074
BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000
INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments! 

SATURDAY, April 21, 2012
 

9:30AM - NOON
Only 6 Seats Left


David Ratti and
Stacy Patterson

Keller Williams Realty Timonium
1850 York Road
Timonium, MD 21093
(Behind Starbucks)
BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000

INCENTIVES/GIFTS/GRANTS for HOMES!  FREE Refreshments! 
Wednesday,
April 18, 2012
6:00 - 8:00pm

 

Michael Ciresi &
Misty Ball
Baltimore County Library - White Marsh
8133 Sandpiper Cir
Baltimore, MD 21236
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Thursday
March 22, 2012

 


6pm-8pm
Sorry,
Seminar Full
Michael Ciresi & Syreeta Saunders-Keys BALTIMORE COUNTY PUBLIC LIBRARY

9833 Greenside Drive, 
Cockeysville, MD 21030
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments

SATURDAY, March 3, 2012
 

9AM - NOONSorry,
Seminar Full

Stacy Patterson
and
David Ratti
Keller Williams Realty Timonium
1850 York Road
Timonium, MD 21093
(Behind Starbucks)
BALTIMORE METRO
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives - UP TO $15,000

FREE GIFTS/GRANTS for HOMES!  FREE Refreshments! 
Tuesday
Feb. 28, 2012
6pm-8pm Michael Ciresi BALTIMORE COUNTY PUBLIC LIBRARY

9833 Greenside Drive, 
Cockeysville, MD 21030
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Feb 9, 2012 6pm-8pm Michael Ciresi BALTIMORE COUNTY PUBLIC LIBRARY

9833 Greenside Drive, 
Cockeysville, MD 21030
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments


Tuesday
Dec. 13, 2011

 


6pm-8:00pm


Sorry,
Seminar Full

Michael Ciresi
&
David Melka

BALTIMORE COUNTY PUBLIC LIBRARY

9833 Greenside Drive, 
Cockeysville, MD 21030

BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments


SATURDAY
Oct. 22, 2011

 


9:00am-Noon

Stacy Patterson
and
David Ratti
WORKSHOP
Bank of America
Home Loans Office

22 W Padonia Rd, Suite #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY/TOWSON
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Thursday Evening
October 13, 2011

6pm-7:30pm


Sorry,
Seminar Full
David Ratti &
Stacy Patterson

Mini-Workshop
Bank of America
Home Loans Office
22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE METRO WORKSHOP
1st Time Home Buyer Seminar
How to Buy Your First Home with little cash
Special Programs and Incentives
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Thursday Evening

Sept. 29, 2011

6pm-8pm

 

Michael Ciresi & Laurel Lydecker Bank of America
Home Loans Office
22 W Padonia Rd
Suite C145
Timomium, MD 2109
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
FREE Refreshments
Thursday Evening

Sept. 22, 2011

6pm-8pm

Sorry,
Seminar Full

David Ratti &
Curt McCabe
Mini-Workshop
Bank of America
Home Loans Office
22 W Padonia Rd
Suite C145
Timomium, MD 21093
BALTIMORE METRO WORKSHOP
1st Time Home Buyer Seminar
How to Buy Your First Home with little cash
Special Programs and Incentives
FREE Refreshments
Thursday Evening
July 14, 2011

6pm-7:30pm

Sorry,
Seminar Full
David Ratti &
Stacy Patterson

Mini-Workshop
Bank of America
Home Loans Office
22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE METRO WORKSHOP
1st Time Home Buyer Seminar
How to Buy Your First Home with little cash
Special Programs and Incentives
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Tuesday
June 28, 2011
6pm-8pm Michael Ciresi & Laurel Lydecker Bank of America
Home Loans Office

22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
 

Saturday
June 25, 2011
 

Only 6 Seats Left

9am-Noon

David Ratti and Curt McCabe - Workshop Bank of America
Home Loans Office

22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE METRO WORKSHOP
1st Time Home Buyer Seminar
How to Buy Your First Home with little cash
Special Programs and Incentives
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Thursday
June 16, 2011
 

6:30pm-8:00pm

 
Sorry,
Seminar Full
Cindy Ciresi & Debbie Keyes
Bank of America
Home Loans Office

22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
SATURDAY
May 14, 2011

 
 

9:00am-Noon

Stacy Patterson
and
David Ratti
WORKSHOP
Bank of America
Home Loans Office

22 W Padonia Rd, Suite #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY/TOWSON
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Saturday
May 14, 2011
2pm-4pmSorry,
Seminar Full Sharon Oliver, Dr. Wallace Gatewood, and
Maria Federico-Calder
ExecuHome Realty Office
9921 Reisterstown Rd, Owings Mills, MD 21117
BALTIMORE COUNTY - West
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Saturday
April 23, 2011

 

1pm-3pm Dr, Wallace Gatewood& Maria Federico-Calder

 
ExecuHome Realty
9921 Reisterstown Rd
Owing Mills, MD 21117
BALTIMORE COUNTY - West
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Thursday
April 21, 2011

 
 

6pm-8:00pmSorry,
Seminar Full

Michael Ciresi &David Melka Bank of America
Home Loans Office

22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
SATURDAY
April
2, 2011

 
Sorry,
Seminar Full

9:00am-Noon

Stacy & Ray Patterson
and
David Ratti
WORKSHOP
Bank of America
Home Loans Office

22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY/TOWSON
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Monday
March 21, 2011
 

5:30pm-7:00pmOnly 8 Seats Left

Sharon Oliver
Wallace Gatewood &
Maria Federico-Calder
Bank of America
11915 Reisterstown Rd Reisterstown, MD 21136- Across from Franklin High School
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
Thursday
March 3, 2011

 

 

6pm-7:30pmSeminar Full

Michael Ciresi & David Melka Bank of America
Home Loans Office

22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
SATURDAY
February , 2011


 
9:00am-Noon

Seminar Full

Stacy & Ray Patterson
and
David Ratti

WORKSHOP
Bank of America
Home Loans Office
22 W Padonia Rd, #C145
Timonium, MD 21093
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments

SATURDAY
November 20, 2010
9am-11am

 
Workshop Special Panel of Experts
 
Bank of America
Home Loans Office

2015 Emmorton Road,
Bel Air, MD 21015
HARFORD / NORTH BALTIMORE COUNTY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments

SATURDAY
August 21, 2010
9am-11am

 
Workshop Special Panel of Experts Bank of America
Home Loans Office

849 Fairmount Avenue,
3rd Floor
 Towson, MD 21286
BALTIMORE COUNTY/CITY
1st Time Home Buyer Seminar
How to Buy Your First Home NOW
Special Programs and Incentives -
GIFTS/GRANTS for HOMES! 
FREE Refreshments
June 5, 2010 9am-NoonSeminar Full Special Presentation - As Seen on TV:
David Ratti & William Savage
Pikesville Hilton
1726 Reisterstown Road
Pikesville, MD 21208
BALTIMORE METRO
1st Time Home Buyer Seminar Featuring the Dept of Housing for Baltimore City and County!  Special Programs and Incentives -
GIFTS/GRANTS for HOMES!  FREE Refreshments
MAY 25, 2010 6-8PM
Seminar Full
Michael Ciresi & David Melka Bank of America Banking Center - Golden Ring
8663 Philadelphia Road
BALTIMORE COUNTY - EAST
Home Buyer Seminar - Special programs & Incentives'  Grants/Down Payment & Closing Cost incentives
April 14, 2010 5:30pm-7:30pm
 
Tim Huber Bank of America
3621 Old Court Road
Pikesville, MD
BALTIMORE COUNTY - NorthWest
Home Buyer Seminar - Special programs & Incentives' Tax Credits for 1st Time and Subsequent Home Buyers.  Grants/Down Payment & Closing Cost incentives
April 3, 2010 1pm-4pmSeminar Full Michael Ciresi & David Melka Bank of America
Golden Ring Plaza
BALTIMORE COUNTY - EAST
Home Buyer Seminar - Special programs & Incentives' Tax Credits for 1st Time and Subsequent Home Buyers.  Grants/Down Payment & Closing Cost incentives
 Feb. 20, 2010 9am-NoonSeminar Full Special Presentation - As Seen on TV:
Cathy Edwards & William Savage
Sheraton
Towson, MD
BALTIMORE METRO - TOWSON
1st Time Home Buyer Seminar Featuring the Dept of Housing for Baltimore City and County!  Special Programs and Incentives -
GIFTS/GRANTS for HOMES!  FREE Refreshments
Feb, 13, 2010 Noon-3:30pm David Ratti & Shannon LaBombard Anne Arundel
County Public Library-
4730 Mountain Road, Pasadena, MD
ANNE ARUNDEL COUNTY
Home Buyer Seminar - Special programs & Incentives' Tax Credits for 1st Time and Subsequent Home Buyers.  Grants/Down Payment & Closing Cost incentives
Jan 23, 2010 9am-Noon Brian McDermott & Kitty Hamilton Keller Williams
American Premier Realty
2021-B Emmorton Rd #110
Bel Air, MD
HARFORD COUNTY
Home Buyer Seminar - 1st of the Year!
Special Programs and Incentives, Grants, Tax Credits,
and Special Programs Available
FREE Refreshments
Nov 14, 2009 9am-Noon
Limited Seating
Seminar Full
David Ratti
&
The Patterson Team

8640 Ridgely's Choice Dr
Perry Hall
BALTIMORE COUNTY - EAST
1st Time Home Buyer Seminar - FREE Refreshments! 
Special Programs and Incentives
Up to $15,000 FORGIVEN GIFTS/GRANTS for HOMES! 
 

October 3, 2009

9am-NoonSeminar Full Cathy Edwards, William Savage, & Shina Parker Pikesville Hilton
1726 Reisterstown Rd
Pikesville, MD
BALTIMORE METRO - Pikesville Location
1st Time Home Buyer Seminar
Featuring the Dept of Housing for Baltimore City and County! 
Special Programs and Incentives - UP TO $25,000

FREE GIFTS/GRANTS for HOMES!  FREE Refreshments! 
June 6, 2009

 

9am- NoonOnly 12 Seats Left Cathy Edwards &
BMR's
William Savage

(as heard on Radio)
SHERATON TOWSON, MD BALTIMORE METRO - TOWSON
1st Time Home Buyer Seminar Featuring the Dept of Housing for Baltimore City and County! 
Special Programs and Incentives - Get $50,000!!!
GIFTS/GRANTS for HOMES!  FREE Refreshments
May 9, 2009 9:30am-NoonSeminar Full Brian McDemott
with Kathy Laubach & Kitty Hamilton
 13008 Continental Dr
Abingdon, MD
 HARFORD COUNTY
1st Time Home Buyer Seminar
Special Programs and Incentives
FREE Refreshments
March 21, 2009
Saturday
10am-12:30Only 8 Seats Left  Cathy Edwards & William Savage 4151 Park Heights Ave.
Balto. 21215
1st Time Home Buying Seminar
Special Session on Revitalized 'NEW' Homes
Grants and Special Programs
Feb. 21, 2009 Saturday 9am-NoonSeminar Full David Ratti
&
The Patterson Team

8640 Ridgely's Choice Dr
Perry Hall
BALTIMORE COUNTY - EAST
1st Time Home Buyer Seminar
Special Programs and Incentives -
Get $50,000 to Buy a Home
- FREE
FREE GIFTS/GRANTS for HOMES!  FREE Refreshments! 
Feb, 14, 2009
Saturday
10am-Noon Rob Bassett &
The Boyle Team
GBBR
1306 Bellona Ave
Lutherville, MD
Baltimore County - Towson
1st Time Buyer Seminar
Special Programs and Incentives - FREE Refreshments
Feb. 7, 2009
Saturday
9am- NoonSeminar Full Cathy Edwards &
William Savage
(as heard on Radio)
Pikesville Hilton
1726 Reisterstown Rd
Pikesville, MD
BALTIMORE METRO - Pikesville Location
1st Time Home Buyer Seminar Featuring the Dept of Housing for Baltimore City and County! 
Special Programs and Incentives -
FREE GIFTS/GRANTS for HOMES!  FREE Refreshments! 
Dec 6, 2008
Saturday
9:30am-NoonOnly 4 Seats Left David Ratti and
Stacy & Ray Patterson

8640 Ridgely's Choice Dr
Perry Hall
BALTIMORE COUNTY - EAST
1st Time Home Buyer Seminar!  GET $10,000* - FREE!  Special Programs and Incentives! 
Nov. 8, 2008
Saturday
9:30am-11:30amOnly 6 Seats Left Brian McDermott &
Mike Jeunette
Cockeysville Library
9833 Greenside Dr.
BALTIMORE COUNTY - NORTH
1st Time Home Buyer Seminar!  GET $10,000* - FREE!  Special Programs and Incentives! 

*Restrictions apply
OCTOBER 18, 2008
Saturday
Noon-3pmSeminar Full David Ratti &
Valerie Henderson
Eddie's Place-Ledo Pizza 1286 State Route 3 S Ste 10,
Crofton, MD 21114
ANNE ARUNDEL COUNTY
Home Buyer Seminar; How to Buy Your First Home, Programs. Grants or Gifts up to $10K; Own a Home for $400!

*Restrictions apply
SEPT 6, 2008
Saturday
Seminar Full
9am-Noon

Seminar Full

Congressman
Elijah Cummings & Cathy Edwards
(as heard on Radio)
SHERATON TOWSON, MD
Seminar Full
Seminar Full
Keynote Speaker,
Congressman Elijah Cummins,
7th MD District
1st Time Home Buyer Seminar
How to Buy Your First Home NOW, Programs/Grants to $25,000!  How to Get Your Credit in Shape!

Reservations cut-off at 300 people, no exceptions!
JUNE 14, 2008
Saturday
9am-NoonSeminar Full David Ratti &
Stacy Patterson
FOP Lodge #4
Harford Rd, Carney
1st Time Home Buyer Seminar; How to Buy Your First Home, Programs. Grants to $25,000!; Own a Home for $400!
JUNE 7, 2008
Saturday
9am-NoonSeminar Full Cathy Edwards
(as heard on Radio)
Pikesville Hilton 1st Time Home Buyer Seminar; How to Buy Your First Home, Programs. Grants to $25,000!; Own a Home for $400!
May 31, 2008
Saturday
9:30am-11:30amSeminar Full Brian McDermott &
Mike Jeunette
Cockeysville Library
9833 Greenside Dr.
1st Time Home Buyer Seminar!  GET $25,000 - FREE!  Special Programs and Incentives! 
4/19/2008 9:00am-NoonSeminar Full David Ratti &
Stacy Patterson
FOP Lodge #4
Harford Rd, CARNEY
1st Time Home Buyer Seminar; How to Buy Your First Home, Programs. Grants to $35,000!; Own a Home for $400!
3/1/2008
Saturday
9am-NoonSeminar Full Cathy Edwards
(as heard on Radio)

SHERATON, TOWSON

1st Time Buyer Seminar
2/9/2008;
Saturday
9am-NoonOnly 6 Seats Left David Ratti &
Stacy Patterson

Baltimore FOP Lodge #4

1st Time Buyer Seminar; How to Buy Your First Home, Programs. Grants
11/17/07
Saturday
9am-NoonSeminar Full David Ratti &
Stacy Patterson

Baltimore FOP Lodge#4

1st Time Buyer Seminar;
10/20/07 9am-NoonOnly 5 Seats Left Brian McDermott Pikesville Hilton 1st Time Buyer Program - How to Buy a Home with Little Cash, Grants, Gifts, Special First Time Incentives
10/6/07
SaturdaySeminar Full
10/6/07
Saturday
Seminar Full
Cathy Edwards
(as heard on Radio)Seminar Full
Towson SheratonSeminar Full 1st Time Buyer Seminar;
Keynote Speaker, Congressman Elijah Cummins, 7th MD District
 
Seminar Full
NO MORE RESERVATIONS - NO EXCEPTIONS

MarylandSeminar.com is an informational site dedicated to informing the public of educational workshops and seminars focused on the home buying process.  All seminars listed on MarylandSeminar.com are free of charge to the public.

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